Overview

The Risk Management Department provides basic services to the district as a whole. These services/functions are Risk Management, Safety and Security and are detailed below:

Risk Management

Maintains insurance programs and claims management for the district. Further, provide consulting services to the management structure of the district.

Insurance

The insurance programs for Property and Casualty consist of General and Auto Liability, Sexual Misconduct, Workers' Compensation, Property, Boiler and Machinery, Errors and Omissions, Catastrophic Sports, Medical Malpractice, Fiduciary, and Bonds. The other area of insurance consists of the Group Coverage; however, there is no administration responsibility for this section. The Benefits office administers the group benefits. This office writes bid specifications, accomplishes renewals and represents the district's interests when dealing with issues associated with the collective bargaining agreement.

With respect to the Property and Casualty program, this office is responsible for securing coverage to protect the district and deals with claims, as they become known. This responsibility consists of determining whether a claim will be assigned to an attorney for defense, and whether the claim will be defended, settled or denied. Further, in connection with the programs maintained, we also assist in development of loss prevention programs for the reduction of claims. These loss reduction efforts can take the form of changes in the package of insurance coverage to development of training programs and other means to reduce claims numbers and costs.

Consulting Services

Consulting Services are provided to administrators on a daily basis. Questions on liability, risks, procedures and other issues can be addressed through a meeting or telephone to assist administrators. The ability to assist schools and work locations with timely information has proven useful over the years. With our "School Based" management concept, this method of addressing various issues has proven useful/beneficial to the district. The consulting services also address safety concerns and needs.

Safety

Provides basic services to the work locations on an on-going basis. Our "School Based" Management concept places much of the safety issues of the district on a consulting basis rather than a packaged type of training. However, the Safety section does provide to each new employee of the district, State mandated training for each new employee at the new employee orientation. This training consists of the following: Work Place Safety, Fire Safety, Electrical Safety and Blood Borne Pathogens. Additionally, an overview of how to file a claim under workers' compensation, sexual harassment and some general tips are also covered as part of the new employee orientation.

Safety consists of a host of services that are compulsory and voluntary in nature. Safety concerns on the part of work places are often times treated as part of the consulting services offered. Certain safety issues such as playground equipment, lift platforms, fork lifts, and a host of other operations require safety input or assistance these are provided as part of a continuing need or as a result of request. The safety office is also available to assist work place supervisors with their loss reduction needs, and requests are honored on a request basis.

The Risk Management Department maintains the SBAC Emergency Notification List that is used by staff and local emergency agencies if a need arises to contact school/facilities personnel after school hours.